How To Protect Your Home From Water Damage

9/19/2016 (Permalink)

SERVPRO® of Spring/Tomball Please Call 281-374-6454

Water damage is one of the most common and costly disasters affecting U.S. residences, accounting for billions of dollars in losses to homeowners and renters annually. However, consumers can protect themselves with the right amount and type of insurance coverage. Generally speaking, water that comes from the top down, such as rainfall, is covered by a standard homeowners insurance policy, while water that comes from the bottom up, such as an overflowing river, is covered by a separate flood insurance policy.

By the same token, properly maintaining a home is one of the best ways to prevent water damage.  A homeowner can prevent water seepage by painting water-sealant around the basement, and avert a sewer backup by installing and maintaining a backwater valve which allows sewage to go out, but not come back in.

The Institute for Business & Home Safety offers these additional tips for homeowners: http://www.iii.org/article/how-protect-your-home-water-damage